Deposit Decisions and Applicant Screening with ONLINE Utility Exchange

Credit Risk Evaluation

Do you know with certainty if the individual applying for utility services will be able to pay their utility bill on time or even at all? Chances are you do not. The ONLINE Utility Exchange PLUS report shows you, within seconds, what type of credit risk each applicant will pose to your business. This allows you to make accurate objective credit based deposit decisions on your applicants every time.

Identity Fraud Detection

Last year alone, American businesses were forced to write off over 400 Billion dollars in lost revenue due to Social Security fraud and abuse. Don't be a part of this alarming trend. The ONLINE Utility Exchange is designed to provide your business with fast, accurate, and reliable identity verification. This allows you to quickly determine, at the point of application, that the identity information provided to you by each applicant is accurate.

Easy-To-Read Format

Give the customer the information they need in a form they can use. This is the driving force behind the ONLINE Utility Exchange report. Credit information is useless if you cannot interpret it into the correct deposit decision every time. We provide you with the information you need to make your service decisions through graphics, summaries, and short text messages, instead of lengthy illegible reports. The ONLINE Utility Exchange report provides you with potential risk scores, deposit decisions, and social security number verification. This allows you to focus on the information that is most important for you to make the correct decision and reduce your bad debt.

Utility Exchange Negative Data

The ONLINE Utility Exchange is a one of a kind service that promotes data exchange between neighboring utilities with the goal of reducing ever increasing write offs. This system creates a safety net that prevents customers from moving between service areas without paying the monies owed to you and your neighboring utility providers. Each exchange report provides you with detailed information about debts owed to either you, or your fellow utility providers. In addition, we give you the opportunity to report your write offs so they can be mentioned every time your customer applies for service elsewhere. By mentioning your debt every time that customer applies for utility service, we make that debt the most important debt that customer owes.

CIS System Integration

Many CIS vendors have integrated the Utility Exchange into their systems. This helps the customer service representatives save time by providing a single data-entry point for both your CIS system and the Utility Exchange. Just access the Utility Exchange report with the click of a button! Please look at a list of our current partners to see if your system already has an integration.

No Software Required

The ONLINE Utility Exchange is accessed completely over the Internet. No more messy software installations or time consuming setups. The only requirement is that you have Internet access and a Web browser. This allows your company to access Utility Exchange reports 24 hours a day, 7 days a week.
Minimum PC Requirements:
IE6, Mozilla Firefox 1.0, or Netscape 7.1
Minimum MAC Requirements:
Safari, Mozilla Firefox 1.0, or Netscape 7.1

ONLINE Collections

When all of your attempts to collect from customers who have skipped out owing you money have failed, refer the account to ONLINE Collections. ONLINE has the technology and professional staff to locate and collect from those who have skipped, owing you money. This means we can return more of the money debtors owe you in a timelier manner to ultimately reduce your write-offs.

Utility Exchange	Rental Exchange	Mortgage Reports	Web Credit Bureau	Collections	Billing Services	Corporate
	Decisions. Fast.